SMS Terms & Conditions

1. Program description

InstaCapital Funding operates a text message program for applicants and customers who have opted in. Messages relate to your business funding application and account: status updates, requests for documents, notice that offers are available, appointment confirmations, and related follow-up.

This is a conversational and transactional program. We do not send unsolicited promotional or advertising text messages, and we do not text people who have not opted in with us directly.

2. How you join

You join by entering your mobile number on our online application and clicking “Continue to application” directly below a disclosure stating that you agree to receive calls and text messages from InstaCapital Funding, including by automated technology, and that agreeing is not required — you can apply by phone at (307) 227-6577 instead. You also join by signing our funding application, which contains a contact authorization directly above the signature line. You can also join by checking the optional, unchecked SMS consent box on our contact form. You may also opt in by sending us a written request from the mobile number you want enrolled.

Consent is not a condition of receiving financing. If you do not consent, we communicate with you by email or phone and your application is handled exactly the same way.

You must be 18 or older, the subscriber of the mobile number you provide or authorized by the subscriber to consent for it, and using a U.S. mobile number.

Your SMS consent applies only to messages from InstaCapital Funding. It is separate from any authorization you give us on the application to share your information with funding partners. We never sell or share your SMS opt-in with anyone.

3. Message frequency

Message frequency varies based on your application activity. During an active application you may receive several messages a week. Outside an active application, message frequency is low.

4. Cost

We do not charge for this program. Message and data rates may apply depending on your mobile plan. Contact your carrier about your plan’s charges.

5. When we send

We send messages between 8:00 a.m. and 9:00 p.m. in your local time zone, except where you have asked us to reach you outside those hours or where a message is a direct reply to one you sent us.

6. How to stop

Reply STOP to any message from us and we will stop texting that number. You will receive one confirmation message, and then no further messages unless you opt in again.

You can also withdraw consent by telling us on a call, emailing info@instacapitalfunding.com, or writing to the address below. We honor opt-out requests made by any reasonable means — you don’t have to use a specific word or channel.

An opt-out is treated as withdrawing consent for automated messages from us across channels. If you have an application in progress, we may still contact you by email about it.

7. How to get help

Reply HELP to any message, call (307) 227-6577, or email info@instacapitalfunding.com.

8. Carriers

Supported carriers include major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your carrier and is not guaranteed.

9. Privacy

Your mobile number and the record of your consent are handled as described in our Privacy Policy.

Mobile information and SMS consent are not sold, rented, or shared with third parties or affiliates for marketing or promotional purposes. Text message originator opt-in data and consent are not shared with any third parties, excluding aggregators and providers of the text message service itself.

Separately, and only where you authorize it on your application, we share application information with funding partners for the purpose of evaluating your financing request. The signed application also authorizes funding sources that receive it to contact you about your request, including by phone and text. Those messages come from them, not us, and are governed by their own terms; reply STOP to any of them to opt out.

10. Changes

We may update these terms. Material changes will be posted here with a new “last updated” date and, where required, communicated to you directly.

11. Contact

Instacapital LLC
30 N Gould St #68485
Sheridan, WY 82801
Email: info@instacapitalfunding.com
Phone: (307) 227-6577